Closing the “Complexity Gap”

For most executives, success often leads to a fragmented financial life. Between RSUs, ISOs, deferred compensation, and multi-state tax obligations, the need for a singular Personal CFO becomes critical.

At Davies Wealth Management, we specialize in the technical nuances of executive wealth. We move beyond the “balanced portfolio” to manage the specific risks inherent in high-level corporate compensation.

Executive Focus Areas:

• Concentrated Stock Management
• 10b5-1 Trading Plan Coordination
• Net Unrealized Appreciation (NUA)
• Florida Domicile Verification

1. Tax-Alpha Optimization

For high-bracket earners, what you keep is the primary benchmark. We utilize SMAs to perform deep Tax-Loss Harvesting, offsetting gains from equity vesting and maximizing your net-to-family outcome.

2. Portfolio De-Risking

Executives are often over-exposed to their own company’s success. We build institutional-grade hedges and diversify your external wealth to ensure your lifestyle isn’t tethered to a single ticker symbol.

3. The Domicile Shield

Relocating to Florida for its tax advantages is only effective if your “intent to stay” is audit-proof. We coordinate the 10-point checklist needed to secure your Florida residency against aggressive “clawback” attempts from other states.