25yrs
of experience in investment advisory area
Fee-Based Fiduciary · Stuart, FL · Treasure Coast
Financial Advisor & Wealth Management
in Stuart, Florida
Your wealth deserves an advisor who works for you — personalized wealth management for families, executives & professional athletes across Stuart, FL, the Treasure Coast & the Palm Beaches.
Florida-Registered Investment Adviser
·
Founded in 2009
·
30 Years in Financial Services
·
★★★★★ 5.0 Google Rating
·
Founded in 2009
·
30 Years in Financial Services
·
★★★★★ 5.0 Google Rating
30+
Years Experience
5.0
Google Rating · 15 Reviews
2009
Founded Since
100%
Fiduciary Standard
The Davies Difference
Why Clients Choose Us
Fiduciary Standard
As a fiduciary when providing investment-advisory services, we are legally bound to act in your best interest. Every recommendation is made for you — never for a product quota.
Fee-Based Transparency
Our compensation is transparent. Clients pay advisory fees, and if an insurance or annuity product is appropriate, any related compensation is fully disclosed before implementation.
Your Personal Advisor
Work directly with Thomas Davies, CFS — not a rotating team of associates.
What We Do
Comprehensive Wealth Management
Cash Flow Management
Optimize income, expenses, and savings to build lasting financial security.
Risk Management
Protect your family and assets with comprehensive insurance strategies.
Retirement Planning
Build a retirement plan that provides income, security, and the lifestyle you deserve.
Tax Planning
Minimize your tax burden with proactive strategies for income and investments.
Investment Planning
Evidence-based strategies tailored to your goals, timeline, and risk tolerance.
Estate Planning
Protect your legacy and ensure a smooth wealth transfer to those you love.
Your Goals Drive
Everything We Do
Whether planning for retirement, optimizing taxes, or protecting your legacy — we build strategies around what matters most to you.
Who We Serve
Specialized Advice for Every Stage of Wealth
01
High-Net-Worth Families
Comprehensive wealth management for families with complex financial lives — investments, estate planning, and multi-generational strategy.
02
C-Suite Executives
RSU optimization, deferred compensation, tax strategy, and equity planning for senior leaders earning $250K+.
03
Professional Athletes
Career transition planning, contract analysis, and long-term wealth preservation for athletes with compressed earning windows.
04
Business Owners
Exit planning, succession strategy, tax-efficient distributions, and integrating business wealth with personal goals.
05
Pre-Retirees & Retirees
Retirement income planning, Social Security optimization, Medicare coordination, and tax-efficient withdrawal strategies so your wealth lasts as long as you do.
Your Advisor
Meet Thomas Davies, CFS
With 30 years in financial services, beginning in 1996, Thomas founded Davies Wealth Management on a simple principle: clients deserve an advisor who puts their interests first. As a fee-based fiduciary on Florida’s Treasure Coast, he provides objective, transparent guidance to families, executives, and athletes.
Independent — no corporate quotas or product requirements
Boutique firm — every client gets personal attention
Team approach — coordinating with your CPA and attorney
Personalized strategies — never one-size-fits-all
Google Reviews
What People Are Saying
★★★★★ 5.0 on Google based on 15 reviews
Testimonials or reviews reflect individual experiences and may not be representative of the experience of other clients. They are not a guarantee of future performance or success. No cash or non-cash compensation was provided for these reviews. Conflicts of interest may exist because current clients may have an incentive to provide favorable feedback.
★★★★★
“One aspect that stood out to me was Thomas’s ability to explain complex financial concepts in a clear and understandable manner. He took the time to patiently answer my questions, ensuring that I felt confident and informed about the decisions I was making.”
Jaime Gonzalez
★★★★★
“Not only does Tom Davies know how to take care of your assets and plan for your future, he himself is an asset to have on your side. His wealth of knowledge and information is invaluable, and I am always amazed by his tips and insights into the financial world. Highly recommend.”
Stephen Lombardi
★★★★★
“I’ve been working with Thomas for about 9-10 years now and he has been managing my accounts. We review annually and he gives me quarterly updates as well.”
Keith Royle
This Is What Retirement
Should Feel Like
We help families across the Treasure Coast retire with confidence.
Our Process
How We Work With You
1
Discovery Call
We listen to your goals, concerns, and vision for the future.
2
Custom Strategy
We build a comprehensive plan tailored to your unique situation.
3
Implementation
We put your plan into action with clear steps and timelines.
4
Ongoing Partnership
Regular reviews and proactive advice as your life evolves.
Listen & Learn
The Davies Wealth Management Podcast
Common Questions
Frequently Asked Questions
What is a fee-based wealth management advisor?
−
A fee-based wealth management advisor is compensated through client fees and, where appropriate, commissions on certain financial products such as annuities. At Davies Wealth Management, our primary compensation is a transparent flat fee for comprehensive financial planning and investment management. As a fiduciary, every recommendation is made with your goals in mind — never driven by product quotas.
How is Davies different from a broker or commission-based advisor?
+
Brokers and commission-based advisors are held to a “suitability” standard — they only need to recommend products that are suitable, not necessarily best for you. Davies Wealth Management acts as a fiduciary when providing investment-advisory services — legally required to act in your best interest. While we may earn commissions on certain products such as annuities, our primary structure is fee-based and fully transparent. You always know what you pay and why.
Who do you typically work with?
+
We specialize in wealth management for high-net-worth families, C-suite executives, professional athletes, and business owners — primarily across Stuart, FL, the Treasure Coast, and the Palm Beaches. Our clients typically have complex financial situations: concentrated equity positions, deferred compensation, business succession concerns, or multi-generational planning needs. If you are approaching retirement or navigating a significant financial transition, we are built for that conversation.
What does wealth management cost at Davies?
+
We charge a transparent flat fee — no surprise charges, no percentage of assets skimmed each quarter without your awareness. Where annuities are appropriate, any commission is fully disclosed. Our fee transparency page explains exactly how our pricing works and what you receive in return. We believe you should know precisely what you pay and precisely what you get.
Is Thomas Davies a fiduciary financial advisor?
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Yes. Davies Wealth Management, LLC is registered as an investment adviser with the State of Florida, and Thomas Davies holds the Certified Fund Specialist (CFS) designation. As a fiduciary financial advisor, he is legally and ethically bound to put your interests first in every recommendation. You can verify his registration at SEC.gov.
Do you serve clients outside of Stuart, FL?
+
Yes. While our office is in Stuart, FL, we serve clients across the Treasure Coast, Palm Beaches, and throughout Florida — including Vero Beach, Port St. Lucie, and Fort Pierce. Many clients work with us entirely via Zoom, making geography a non-issue.
Take the Next Step
Ready to Get Started?
Schedule a phone call, Zoom meeting, or visit us in person at our Stuart, FL office.
Davies Wealth Management
Address
684 SE Monterey Road
Stuart, FL 34994
Stuart, FL 34994
Phone
100+
advisory client relationships
10+
Years of true Independence