Advanced Legacy Preservation

Estate Planning: Architecting a Multi-Generational Legacy

Effective estate planning moves beyond simple wills to construct a fortress around your wealth. As a fiduciary firm, we ensure your assets are transitioned according to your exact wishes—without the conflict of commission-based products.

⚠️ The 2026 Federal Estate Tax Sunset

On December 31, 2025, the historically high estate tax exemptions are scheduled to expire. For Florida families with estates exceeding $7 million, this “tax cliff” could result in a 40% federal tax liability that was previously shielded.

Learn how to lock in your current exemption →

Beyond the Will: The Components of a Robust Plan

A “Will” is merely a ticket to probate. For affluent families in Stuart and the Palm Beaches, true estate planning utilizes Living Trusts to maintain privacy, avoid court delays, and provide immediate liquidity to beneficiaries.

Trust Architecture

Designing Revocable, Irrevocable, and ILIT structures that actually work under Florida law.

Tax Liability Reduction

Strategic asset location to minimize the impact of generation-skipping and federal estate taxes.

Business Succession

Ensuring your company’s value transitions smoothly without forced liquidations or valuation erosion.

Florida-Specific Protection

Florida offers unique advantages, from the **Homestead Exemption** to the lack of a state inheritance tax. However, establishing proper domicile is critical. We help “Snowbirds” and new residents audit-proof their move to ensure their former states cannot claim a piece of their estate.

Targeted Legacy Strategies

Executives

Coordinating RSU vesting with gifting strategies to lower your future taxable estate.

Physicians

Implementing robust asset protection to shield your personal wealth from professional liability risks.

Multi-Gen Wealth

Creating Family Office structures to manage and educate the next generation.

The Fiduciary Standard in Estate Planning

Many estate “plans” are sold by brokers looking to place high-commission life insurance products. As a **fee-only fiduciary**, we do not sell products. Our only goal is to coordinate your legal documents with your investment strategy, ensuring that your financial engine and your legacy roadmap are perfectly aligned.

Are You Committing a Million-Dollar Error?

From outdated beneficiary designations to improperly funded trusts, small oversights lead to massive losses. Read our report on the 7 Estate Planning Mistakes costing Florida families millions →

Secure Your Legacy Before the Sunset

Whether you need a full architecture of a new trust or a fiduciary audit of your existing documents, we are here to ensure your wishes are legally bulletproof.

Schedule Your Fiduciary Audit

Disclaimer: Estate planning involves legal strategies that vary by jurisdiction. Advisory services offered through Davies Wealth Management, a Registered Investment Adviser. Please consult a qualified estate planning attorney.

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Davies Wealth Management · Fee-Only Fiduciary · Stuart, FL

We can help you make the most of what you have!

1
TD
Thomas Davies, CFS®
Davies Wealth Management · Stuart, FL
Fiduciary
Davies Wealth Management · Fee-Only Fiduciary · 772-210-4031 · Not investment advice