Elite Athlete Wealth Strategy

Protecting the L-Shaped Wealth Curve: A Playbook for Pro Athletes

The average pro career lasts just 3.3 years. We help Florida’s athletes turn a short-term income spike into a multi-generational legacy through specialized fiduciary planning.

Compressed Window

Peak earnings are concentrated in a fraction of a traditional career span.

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“Jock Tax” Complexity

Multi-state and international obligations based on every game played.

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Target Risk

High public visibility makes athletes prime targets for high-risk schemes.

Income Optimization & The Florida Advantage

Florida’s lack of state income tax is a massive win for athletes, but it isn’t a “free pass.” You still face tax liabilities in every “jock tax” jurisdiction. Our cross-border strategies ensure you keep more of your signing bonus and performance incentives.

League-Specific Pension Power Plays

Your league pension is a complex asset that operates differently than a standard 401(k). Whether you’re navigating NHL Player Pensions or coordinating with Social Security, the timing of your vesting and payout selection is a multi-million dollar decision.

Investment Management: Liquidity is King

Traditional “buy-and-hold” isn’t enough when your income could drop to zero overnight. We prioritize liquidity management to bridge the gap between contracts and career transitions. While alternative investments like private equity are attractive, they must be balanced against high-fee traps that erode wealth.

2026 Estate Tax Urgency

With estate tax exemptions changing in 2026, athletes in their peak earning years need to implement ILITs and gifting strategies now to lock in current protections before the sunset.

Risk Management: Protecting the Person & the Portfolio

Standard disability insurance doesn’t cover an L-shaped wealth curve. We architect comprehensive risk plans that include career-ending disability coverage and asset protection to shield you from the unique liabilities of high-profile success.

The Fiduciary Edge for Athletes

Athletes are often sold high-commission products by “brokers.” As a fee-only fiduciary, we are legally bound to act in your best interest—no kickbacks, no hidden fees, and total transparency on investment costs.

Don’t Just Make It. Keep It.

Your career has a deadline—your wealth shouldn’t. Schedule a fiduciary audit to ensure your current team is playing for your legacy, not their commission.

Disclaimer: This content is for educational purposes for professional athletes and their families. Advisory services through Davies Wealth Management, a Registered Investment Adviser. Sports-related financial planning involves unique multi-jurisdictional tax risks.

We can help you make the most of what you have!