The Hidden Cost of Financial Advice
Most investors don’t know what they’re really paying. We believe you deserve complete transparency.
How Do Advisory Fees Compare?
Not all advisors charge the same way. Here’s how common fee structures stack up.
| Large National Firms | Robo-Advisors | Davies Wealth Management | |
|---|---|---|---|
| Starting AUM Fee | 1.50% – 1.75% | 0.25% – 0.50% | ✓ Competitive & transparent |
| Hidden Fund Expenses | ⚠ +0.50% – 0.75% | ⚠ +0.05% – 0.20% | ✓ Disclosed upfront |
| Total Annual Cost | × Up to 2.25%+ | 0.30% – 0.70% | ✓ All-in fee disclosed |
| Commissions | × Some firms, yes | ✓ None | ✓ Never — fee-only |
| Personal Advisor | ⚠ Rotating / changing | × None (algorithm) | ✓ Thomas — same advisor always |
| Financial Plan | ⚠ Extra cost at some | ⚠ Basic / automated | ✓ Included |
| Tax Planning | ⚠ Limited | × None | ✓ Comprehensive |
| Estate Planning | ⚠ Referral only | × None | ✓ Coordinated |
| Florida Expertise | × Generic national | × None | ✓ Deep local knowledge |
| Fiduciary Duty | ⚠ Varies | ⚠ Limited | ✓ Always — legally required |
The Real Impact of Fees on Your Wealth
On a $1,000,000 portfolio over 20 years (assuming 7% gross return):
Use our free fee impact calculator to model your own portfolio.
What “Fee-Only” Really Means
The way your advisor gets paid determines whose interests come first. Here’s how our model works.
No Commissions — Ever
We never earn commissions on any product we recommend. Our revenue comes solely from the advisory fee you agree to upfront.
We Don’t Sell Products
No annuity sales, no proprietary fund pushes, no insurance upsells. We recommend what’s right for you, period.
No Kickbacks
We receive no revenue sharing or payments from fund companies. Our only financial incentive is growing your wealth.
Legally Bound Fiduciary
As an SEC-registered investment adviser, we are legally required to act in your best interest at all times — not just when it’s convenient.
Your Success = Our Success
When your portfolio grows, our fee grows proportionally. We succeed only when you do. That’s alignment you can trust.
Full Transparency
Every fee, every fund expense, every cost is disclosed clearly before you sign. No surprises, no fine print.
Want to Know Exactly What You’d Pay?
Schedule a free, no-obligation fee analysis. We’ll show you a transparent breakdown — no hidden costs, no surprises.
Get Your Free Fee AnalysisWe can help you make the most of what you have!