What Makes Us Different
Independence is Not
a Marketing Term
In a landscape where 90% of “financial advisors” are actually salespeople for major banks and insurance companies, Davies Wealth Management stands apart as a truly independent, fee-based fiduciary RIA.
Fiduciary Standard
Stuart, Florida
The Fundamental Difference
Two Models. One Clear Choice.
The Brokerage Model
Most advisors at big-box banks operate under the “suitability” standard.
- ✕Sales quotas and proprietary products
- ✕Hidden commissions and kickbacks
- ✕Incentivized to “trade” rather than “plan”
- ✕Products chosen for highest commission, not best fit
- ✕No legal requirement to put your interests first
The Fiduciary Model — Davies
As a fee-based fiduciary, we are legally required to act in your best interest — always.
- ✓Advisory fees are transparent and fully disclosed
- ✓Any annuity compensation fully disclosed at point of sale
- ✓Objective oversight of your total net worth
- ✓No sales quotas — advice aligned to your plan, not commissions
- ✓SEC-registered — fiduciary standard applies 100% of the time
Advanced Portfolio Mastery
The CFS® Distinction
Beyond our fiduciary commitment, our team holds the Certified Fund Specialist® (CFS®) designation — the fourth-oldest investment credential in the United States, established in 1988 to fill a serious gap in advanced investment practice.
This expertise allows us to construct SMA and UMA portfolios that retail advisors simply cannot access — delivering institutional-quality investment management to individual clients.
Advanced Asset Allocation
Multi-factor portfolio construction across asset classes
Complex Risk Mgmt
Sophisticated downside protection strategies
Institutional Fund Selection
Access to SMA/UMA portfolios unavailable to retail clients
Tax-Loss Harvesting
Year-round harvesting integrated with your overall tax plan
Specialized Clientele
Why the C-Suite and Pro Athletes
Choose a Boutique Firm
You deserve more than a generic model portfolio. You need a Personal CFO who understands the nuances of executive equity compensation and the compressed career windows of professional athletes.
Well-Rounded Experience
Our collaborative team offers the depth to navigate life’s complex financial decisions — from RSU vesting to retirement income architecture.
Comprehensive Analysis
Efficient planning requires more than account values. We assess your complete financial picture — cash flow, tax exposure, estate structure, and risk tolerance.
Objective Advice
Because our advisory fees are tied to your outcomes, not product commissions, our recommendations are always aligned to your best interest.
Personalized Service
For many clients, we operate as their Personal CFO — simplifying their lives with clarity and answers to every financial decision they face.
The Industry Reality
We Have Not Taken the Easy Path
75%
of Americans wing it when it comes to their financial future
12%
success rate in the financial services industry
50%
of advisors are over the age of 55 — succession planning matters
70%
of financial advisors are still performing transactional activities
Series 66 Licensed
FINRA Series 66 licensed — the combined Investment Advisor Representative and Uniform Securities Agent credential.
Member of the FPA
Practicing member of the Financial Planning Association™ — committed to raising the standard of financial planning.
Certified Fund Specialist®
The Institute of Business & Finance CFS® — 4th oldest investment credential in the U.S. Advanced portfolio mastery since 1988.
Request a Fiduciary Audit
Discover What True
Fiduciary Advice Feels Like
Schedule a complimentary review — we’ll show you exactly how our approach compares to what you’re getting now, and where the gaps are in your current plan.
No obligation · No sales pitch · Fiduciary standard applies
Davies Wealth Management · Fee-Based Fiduciary RIA · SEC Registered · 684 SE Monterey Rd, Stuart, FL 34994 · (772) 210-4031
Not investment advice. Past performance does not guarantee future results. Investment involves risk including possible loss of principal.