Fee-Only Wealth Management for Palm Beach Residents

Cash Flow Management

We assist you to make better use of your money and become financially successful.

Personal Insurance

Our personal insurance guide explains the different ways you can cover your finances.

Retirement Planning

We have helped hundreds of clients carefully consider their financial strategy for retirement.

Tax Planning

We help you maximize your financial plan by planning and preparing your taxes.

Investment Planning and Strategy

Professionally managed, low cost, and customized to your situation.

Business Advice

Complete business advice service that covers from idea creation to cash flow forecasting.

Boutique Wealth Management for the Palm Beach Lifestyle

Integrating into the Palm Beach community requires more than just a change of address; it requires a sophisticated recalibration of your financial architecture. At Davies Wealth Management, we understand that for residents of "The Island" and the surrounding Palm Beaches, wealth management isn't just about growth—it's about the precision-driven preservation of a legacy.

Navigating the Palm Beach Residency Transition

One of the primary drivers for moving to Palm Beach is Florida’s favorable tax climate. However, establishing domicile is more complex than simply owning a residence near Worth Avenue. To successfully navigate the "6 months and a day" rule, you must demonstrate a "clear and convincing" intent to make Florida your permanent home.

We assist new residents in documenting this transition beyond just a calendar count. From updating your voter registration in Palm Beach County to ensuring your primary "center of gravity"—where your most valuable assets and professional ties reside—aligns with Florida law, we help you mitigate the risk of "clawback" audits from your former high-tax home state.

Estate Tax Concerns for High-Net-Worth Island Residents

While Florida has no state-level estate tax, Palm Beach residents with substantial global assets remain significantly exposed to federal estate tax thresholds. In a community where property values in neighborhoods like the Estate Section or the North End can easily exceed federal exemptions, proactive planning is vital.

We specialize in advanced estate structures that serve the unique needs of the Palm Beach community, including:

Irrevocable Life Insurance Trusts (ILITs): To provide liquidity for estate taxes without increasing the taxable estate.
Charitable Strategies: Aligning your philanthropic goals with local organizations like the Society of the Four Arts while optimizing tax deductions.
Dynasty Trusts: Ensuring that wealth created today supports your family for generations, protected from creditors and external claims.

Localized Wealth Strategy & Proximity

Living in Palm Beach means your lifestyle is intertwined with local landmarks, from weekend brunches at The Breakers to afternoons at the Royal Poinciana Plaza. Your financial plan should reflect that lifestyle. We provide concierge-level service that accounts for local nuances, such as specialized insurance for high-value coastal properties vulnerable to hurricane season and the unique cash flow needs of seasonal residency.

At Davies Wealth Management, we act as your local fiduciary, ensuring that your wealth is not just managed, but protected against the specific headwinds facing Florida’s most affluent zip codes. Whether you are in Palm Beach Gardens, West Palm Beach, or on the Island, we are available for in-person consultations to discuss your private wealth goals.

Strategic Planning for Palm Beach Professionals & Athletes

The Palm Beach area is home to a high concentration of corporate executives, successful entrepreneurs, and world-class professional athletes. These individuals face unique financial pressures—including condensed earning windows, complex endorsement contracts, and the need for sophisticated asset protection.

At Davies Wealth Management, we specialize in helping high-profile professionals navigate these challenges. We move beyond basic investment advice to provide:

Executive Benefit Optimization: Strategies for concentrated stock positions and deferred compensation.
Business Succession Planning: Helping Palm Beach business owners prepare for a lucrative and tax-efficient exit.
Specialized Athlete Wealth Management: Protecting capital during short-term, high-income years to ensure lifelong financial independence.

Are you an athlete or high-profile professional?

Explore our dedicated Financial Planning for Professional Athletes services.

As an independent financial advisor in Stuart, FL, we do not have a vested interest in specific products or services that can bias our judgment or recommendations.
We are a boutique financial advisory firm and we thrive on building long-term relationships with our clients.
Davies Wealth Management prides itself in working as a team — both internally and with you — offering as much or as little hand holding as you need.
We are large enough to offer advice on a broad range of topics, and small enough to provide exceptionally personalized services to our clients.

Find out more

We have found Davies Wealth Management to be exactly what we have needed to manage our financial matters.

Dr Mitch and Meredith, Melbourne

They have been extremely helpful, and very practical, in their advice on Retirement, inheritance tax planning and investment strategies.

Helen P, Pre-Retiree

Just to say thank you for the time you obviously put into my strategies.

Jorge L, Self Funded Retiree

They listened to what I want to achieve for a retirement & have guided me towards a balanced investment plan.

Jason N, IT Professional








Davies Wealth Management
5.0
Based on 14 reviews
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Jaime Gonzalez
15:04 02 Feb 24




I recently had the pleasure of speaking with Thomas Davies with Davis Wealth Management. As someone who values prudent financial planning and a personalized approach, I am delighted to share my positive experience with their services.
Thomas demonstrated a high level of professionalism and expertise throughout our engagement. From our initial consultation to the development of a comprehensive financial plan, their attention to detail and commitment to understanding my unique financial goals were evident.
One aspect that stood out to me was Thomas's ability to explain complex financial concepts in a clear and understandable manner. He took the time to patiently answer my questions, ensuring that I felt confident and informed about the decisions I was making.
Moreover, I found Thomas to be technologically savvy, utilizing modern tools and resources to enhance the efficiency of the financial planning process. This commitment to staying current with industry trends and technology was reassuring and demonstrated a dedication to providing a high level of service.
I am grateful for the guidance and peace of mind that Thomas Davies from Davies Wealth Management has provided me. Choosing them was undoubtedly a wise decision, and I look forward to continuing our successful financial partnership in the years to come.







Geoffrey Langbart
19:20 01 Aug 23




Tom is well informed, driven planner with a sophisticated understanding of his clients' needs and an ability to create and communicate comprehensive plans in an attempt to guide his clients towards a place of financial stability.







Stephen Lombardi
19:31 25 Jul 23




Not only does Tom Davies know how to take care of your assets and plan for your future, he himself is an asset to have on your side. His wealth of knowledge and information is invaluable, and I am always amazed by his tips and insights into the financial world. Highly recommend.







Omar Abdel
16:35 25 Jul 23




Very knowledgeable financial advisor. Wouldn’t trust my money with anyone else.







Joseph De La Cruz
11:33 26 Feb 23




These guys are great to work with.  They go the extra mile to assist clients.







Thurman Mintz
15:46 01 Dec 22




Mr Davies was very responsive to all my needs and questions
highly recommend his company







ROSEANN BIRCH
20:46 09 Aug 22




Thomas Davies has been an excellent portfolio manager as well as someone that has my complete and full confidence. He is always available for a phone call when I have a question. His reporting system is very clear and accurate. I would highly recommend his services to anyone.







Don Karney
20:05 09 Aug 22




I learn something new about wealth management & financial planning every time I talk to Tom.  Solid guy.  He knows what he is doing.







Jonathan White
15:05 28 Jul 22




Thomas really works to understand his client’s needs and provide a plan for the future and not just investment options. He’s compassionate and very knowledgeable!







Mitchell Roffer
15:52 17 Jun 22




Friendly, knowledgeable and attentive to clients needs. Always responds promptly.







Keith Royle
13:31 17 Jun 22




I've been working with Thomas for about 9-10 years now and he has been managing my accounts. We review annually and he gives me quarterly updates as well. I trust Thomas to keep things moving in an upward direction for my retirement.







ahuva gamliel
14:29 16 Jun 22




Great advice, great results!







Oren Kiriat
12:59 30 Jan 19




Excellent source for investing. Tom is very personal and great at adapting to our individual needs and ensuring we are moving in the direction we are looking for and know we are in a trusted firm.