How It Works
Three simple steps to financial peace of mind
Schedule a Discovery Call
A no-obligation conversation to understand your goals, concerns, and financial picture.
Get Your Personalized Plan
We build a comprehensive strategy tailored to your unique situation and objectives.
Enjoy Peace of Mind
Ongoing management and adjustments so you can focus on living your best life.
The Fee-Based Advantage
Why it matters who advises your wealth
No Hidden Fees
You pay a transparent fee — no kickbacks and no surprise charges eating into your returns. Any commission on an insurance or annuity product is disclosed before you decide.
Legally Bound to Your Best Interest
As fiduciaries when providing investment-advisory services, we are legally required to put your interests first — not just recommend “suitable” products.
Transparent Pricing
You always know exactly what you pay and what you get. Our fee structure is clear, fair, and aligned with your success.
What Makes Us Different
Not all financial advisors are the same
| Fee-Based (Us) | Fee-Only | Commission-Based | |
|---|---|---|---|
| Fiduciary Duty | ✓ When Providing Investment-Advisory Services | Sometimes | ✗ |
| Earns Commissions | Disclosed Before Applicable Transactions | Sometimes | ✓ Always |
| Sells Products | Insurance/Annuity Only; Disclosed | May sell | ✓ Primary role |
| Transparent Fees | ✓ | Partial | ✗ Hidden |
| Conflict of Interest | Disclosed and Managed | Reduced | ✓ Inherent |
Get the Full Picture
Download Your Free Guide
The Fee-Based Advantage Guide — Learn why fee-based matters for your wealth
✓ Florida-Registered Investment Adviser
✓ Fiduciary When Providing Investment-Advisory Services
✓ Stuart Presence Beginning in 2021
✓ Fee-Based
Your Free Guide Is Ready
Frequently Asked Questions
What does “fee-based” mean?
Fee-based means our primary compensation comes from transparent client fees. Where certain products like annuities serve a client’s goals, we may earn a commission — and we disclose that fully.
What is a fiduciary financial advisor?
A fiduciary is legally and ethically required to act in your best interest when providing investment-advisory services. Unlike the “suitability” standard that many brokers follow, the fiduciary standard means we must recommend what is best for you — not just what is “suitable” or profitable for us.
How is fee-based different from fee-only?
Fee-only advisors receive compensation exclusively from client fees and earn no commissions. Fee-based advisors charge client fees but may also earn commissions on certain products, such as insurance or annuities. As a fee-based fiduciary advisory firm, Davies Wealth Management fully discloses all compensation — including any commissions on applicable products — before those transactions occur.
What are the typical fees for a fee-based advisor?
Fee-based advisors typically charge a percentage of assets under management (often 0.5%–1.5%), a flat annual fee, or an hourly rate. We believe in transparent, straightforward pricing — use our fee impact calculator to see how fees affect your wealth over time.
Ready to Work with a Fiduciary Advisor?
Take the first step toward financial clarity today.
Davies Wealth Management | Stuart, Florida | Treasure Coast
Phone: (772) 210-4031 | Email: DaviesWealthManagement@TDWealth.Net
Davies Wealth Management, LLC is registered as an investment adviser with the State of Florida. Registration does not imply a certain level of skill or training. Davies Wealth Management is a fee-based fiduciary advisory firm. This page is for informational purposes only and does not constitute investment advice, a solicitation, or a recommendation to buy or sell any securities. Past performance is not indicative of future results. All investing involves risk, including potential loss of principal. Please consult with a qualified financial professional before making investment decisions. Davies Wealth Management does not provide tax or legal advice.
We can help you make the most of what you have!