Average Floridian carries $58,390 in total debt, aligning closely with national per-person levels.

Mortgages average $57,725 per homeowner, a major portion of Florida’s debt burden.

Auto loans average $6,560, while student loans reach $38,857 per borrower.

Florida’s credit card balances average $4,540, with high 90+ days delinquency rates.

Student loan growth and credit card delinquency highlight Florida’s financial pressure points.