You just heard your name called.
The first 100 days decide the next 50 years.
A free, plain-English playbook for newly drafted hockey players and their families — from the Entry-Level Contract to NIL money in junior. Built by a fee-based fiduciary, not a salesperson.
Built for the moment everything speeds up
Most players get their biggest money decisions thrown at them before anyone hands them a plan — the agent, the first contract or NIL deal, the car, the family asks. This playbook is the timeline nobody gave you: what to do, in what order, across your first 100 days.
Decode your Entry-Level Contract, signing bonus, and Schedule A/B bonuses; understand escrow; handle US–Canada cross-border taxes; build your team; invest for a career that’s shorter than the life it has to fund.
Protect your NCAA eligibility before you sign, understand the taxes (even as a minor), navigate the student-visa reality for international players, and build good habits while the money is still small. Written for players and parents.
Your first 100 days, in four phases
Build your team & know what you signed
Before you spend a dollar
Taxes, escrow & crossing the border
Build the future
Why trust this playbook
It’s from Davies Wealth Management — a fee-based fiduciary, SEC-registered investment adviser in Stuart, Florida. Founder Thomas Davies, CFS, has 30+ years helping people make sense of money. This guide is education first: it’s genuinely useful even if we never speak.
We can help you make the most of what you have!