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Free Playbook

The Professional Athlete Financial Playbook

How to protect your wealth when 80% of your lifetime income arrives before age 30 — and build a foundation that outlasts your career.

  • The 50/30/20 rule adapted for compressed careers — why traditional budgets don't work
  • Multi-state "jock tax" strategy that can save $500K+ over a career
  • How to build post-career income streams before your last paycheck
  • Red flags that your current financial advisor isn't right for athletes
  • Printable checklist covering foundation, growth, protection, and transition

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5 Plays to Protect Your Wealth

1

Compressed Career Budgeting

The athlete allocation framework — why saving 30-40% during your career is the minimum, not the goal.

2

Multi-State Tax Strategy

How the "jock tax" works, which states cost you the most, and why Florida domicile can save millions over a career.

3

Post-Career Income Streams

The three pillars — investments, real estate, and business — that replace your paycheck when the career ends.

4

Asset Protection

Insurance, trusts, estate planning, and the "friends and family" rule that prevents most athlete financial disasters.

5

Choosing Your Financial Team

Red flags vs. trust signals in advisors — and why fiduciary duty matters more for athletes than anyone else.

+

Athlete Financial Checklist

Foundation, growth, protection, and transition — every move you need, in order, printable and actionable.

Who This Guide Is For

Built for Compressed Careers

🏈

NFL, NBA, MLB, NHL, MLS Players earning the majority of their lifetime income in a 5-15 year window

🏅

College Athletes with NIL Income navigating new money, endorsement deals, and tax obligations for the first time

👋

Coaches with Performance-Based Pay managing variable income from bonuses, buyouts, and contract negotiations

🏠

Athletes Relocating to Florida looking to establish domicile for tax savings and lifestyle after their playing career

Why Davies Wealth Management?

We're a fee-only fiduciary — meaning we never earn commissions and are legally required to put your interests first. We understand compressed careers, multi-state taxes, and the unique financial challenges athletes face.

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