Every investor has different goals — the key to achieving them is finding the right balance.

To make the most of investing, you'll need to have an investment plan. You should build this plan around your life goals. For example, if you want to obtain a regular flow of income from your investments, you will take a very different approach from someone who wants a large lump sum of money at a certain point in the future. You must also factor in your attitude to risk (which should vary according to your stage of life).

Every investment strategy and investment portfolio is individually tailored to suit the specific and individual needs of our clients.

Investment Planning Advisor in Stuart, FL

Davies Wealth Management offers comprehensive investment planning services to individuals, families, and businesses in Stuart, Florida designed to meet their specific needs. Our investment planning process is a disciplined approach to investing that helps you set and achieve your financial goals with confidence.

As independent financial adviser, we can help you create an investments plan by considering your investable assets, your current income and outgoings, and what you want to achieve in life.

Investment Portfolio

An investment portfolio is the assets held by an investor. Our investment options are made up of different combinations of asset classes. Understanding their characteristics can help you make wise investment decisions when it comes to your super or pension.

Investment Planning Services in Stuart, FL

Asset classes are broken into two categories — defensive and growth

  • Defensive assets have a lower potential rate of return over the long-term but are also generally less volatile and have less potential to lose value than growth assets.
  • Growth assets have the potential to earn a higher rate of return over the long-term but are also generally more volatile than defensive assets.

We assist to invest in the following asset classes:

Fixed interest & cash

Cash, short-term deposits and bonds.

Equities

Stocks and shares of ownership in a company.

Property

Investing in residential or commercial property.

Alternatives

Infrastructure, such as roads and airports, private equity investments.

Defensive Assets:

  • Government bonds (United States issued)
  • Corporate bonds (United States and international issued)
  • Cash and term deposits
  • Hybrid bonds
  • Mortgage-backed securities

Growth Assets:

  • Listed United States equities (shares)
  • Listed international equities
  • Property (inclusive of direct property)
  • Infrastructure (toll roads, airports, etc)
  • Commodities (agriculture, precious metals, energy etc)
  • Alternative assets (private equity, single or multiple trading strategies)
Investment Planning Advisors in Stuart, FL
Davies Wealth Management Asset Allocation

The Importance of Diversification

No asset class is free from risk. Using the different characteristics of each asset class in a balanced portfolio can help to smooth fluctuations in performance and balance risk.

To reduce the risk of losing capital when investing, you should diversify your investment portfolio. This means not putting all your eggs in the one basket.

Diversification can be implemented in three distinct ways by investing:

  • Across asset classes
  • Across markets and regions
  • Across investment management styles

As investment analyst, my goal has been to create a successful investment experience for our clients. As a result, we've been able to retain 98% of our clients. Thomas Davies CFS®

Constructing your portfolio

1
Finding out the risk profile

Determine an appropriate spilt of growth and defensive assets after assessing the client's need for capital preservation, risk tolerance and capital draw downs — also known as the client's risk profile.

2
Allocating the assets

Consider the client's income requirement and tax situation then select the most appropriate asset class allocation and investment style within those asset classes.

3
Selecting investments

Select investments using a "best of breed" professional money/fund manager approach.

The risk profile concept

Our risk profiles and splits between growth and defensive assets are:

  Growth Defensive
Conservative 20% 80%
Moderately conservative 40% 60%
Balanced 60% 40%
Growth 80% 20%
High Growth 100% 0%

Investment Planning Services

We are a leading independent wealth management firm offering financial and investment planning services. We are here to help you find the perfect investment strategy. We offer a variety of personalized investment strategies that can help you meet your goals for a long-term, safe and stable return on investment.

At Davies Wealth Management, our investment planning advisors help you create a clear and successful financial plan: including asset allocation, investment diversification, estate planning, and more!

What our investors say:

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Thomas Davies has been an excellent portfolio manager as well as someone that has my complete and full confidence. He is always available for a phone call when I have a question. His reporting system is very clear and accurate. I would highly recommend his services to anyone.

ROSEANN BIRCH
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Thomas really works to understand his client’s needs and provide a plan for the future and not just investment options. He’s compassionate and very knowledgeable!

Jonathan White
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I've been working with Thomas for about 9-10 years now and he has been managing my accounts. We review annually and he gives me quarterly updates as well. I trust Thomas to keep things moving in an upward direction for my retirement.

Keith Royle
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I learn something new about wealth management & financial planning every time I talk to Tom. Solid guy. He knows what he is doing.

Don Karney

Areas Served

  • Palm Beach Gardens, FL
  • Jupiter, FL
  • Hobe Sound, FL
  • Stuart, FL
  • Palm City, FL
  • Palm Beach, FL
  • Parkland, FL
  • Weston, FL
  • Fort Lauderdale, FL
  • Jupiter Island, FL
  • Vero Beach, FL
  • Coral Gables, FL
  • Miami, FL

Receive investment advice from the experts.
Contact us for your complimentary first appointment.

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